> ## Documentation Index
> Fetch the complete documentation index at: https://help.fortifylistings.com/llms.txt
> Use this file to discover all available pages before exploring further.
# Florida Home Sale Closing: How Your Fortify Fee Is Paid
> Learn how the Fortify flat fee is settled at closing, what the closing process looks like, and what Elite sellers get with closing coordination guidance.
Closing is the final step of your home sale — and the moment your Fortify flat fee is settled. You don't pay anything before this point. The entire flat fee comes out of your sale proceeds at closing, handled by the title company exactly the same way a buyer-agent commission is handled. Understanding how the closing process works, and what to expect on closing day, makes the finish line much less stressful to cross.
## When and how you pay the Fortify flat fee
Your Fortify flat fee is **due at closing only if your home successfully sells**. There is no upfront cost, no deposit, and nothing owed at any point before closing day.
Here's how the payment works mechanically:
* The title company or closing attorney prepares a **closing disclosure** — a standardized document that itemizes every cost associated with the transaction
* Your Fortify flat fee appears **as a line item on the closing disclosure**, alongside any buyer-agent compensation you offered and other seller-paid closing costs
* On closing day, the title company **disburses funds** from the buyer's payment — your flat fee is paid directly from sale proceeds before the net amount is transferred to you
* You **never write a check** to Fortify; the title company handles the disbursement automatically
Because the fee is disclosed in your listing agreement before you sign — and again on the closing disclosure before you sign that — there are no surprises at closing.
Your Fortify flat fee is due **only on a successful closing**. If your home doesn't sell, you owe nothing. If you cancel your listing before accepting an offer, the only charge is a \$149 processing fee. The flat fee itself is never triggered unless you close.
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## What the closing process looks like
Closing is coordinated by the **title company or closing attorney** selected during the transaction. In Florida, the buyer typically chooses the title company unless you negotiate otherwise. Here's what to expect in the days and hours leading up to closing:
1. **Closing disclosure review** — you'll receive your closing disclosure at least three business days before closing if the buyer is using a federally regulated loan. Review every line carefully: sale price, pro-rated property taxes, HOA fees, title fees, your Fortify flat fee, buyer-agent compensation, and your net proceeds. If anything looks wrong, contact the title company immediately.
2. **Final walkthrough** — the buyer typically conducts a final walkthrough of the property in the 24 hours before closing to confirm its condition matches the contract.
3. **Signing** — you sign the deed and any other seller-side closing documents. This can happen at the title company's office, or in many Florida transactions today, remotely via a **mail-away or remote online notarization (RON) closing**. Your title company will confirm which method applies to your transaction.
4. **Funding and recording** — once all parties have signed and funds are confirmed, the title company records the deed with the county and disburses proceeds. You receive your net proceeds typically the same day or the next business day, depending on timing.
Bring a valid government-issued photo ID to closing. If you're closing remotely, your notary will verify your identity digitally. Check with your title company in advance about any additional documents they require from you.
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## Elite: closing coordination guidance
On Elite, you don't navigate the contract-to-close phase alone. Your broker provides **closing coordination guidance** throughout the final stretch of the transaction:
Your broker monitors the key contractual deadlines leading up to closing — financing approval, title clearance, final walkthrough — and flags anything that needs your attention before it becomes a problem.
Before you sign the closing disclosure or any other closing documents, your broker is available to explain what you're signing, answer questions, and make sure you understand the numbers before you commit.
If closing gets delayed — a common occurrence due to lender processing times, title issues, or scheduling conflicts — your broker helps you understand the situation, your options, and any contract implications of a delayed close.
Elite sellers have access to a **priority broker line** throughout the transaction — including during the closing phase — for fast answers when timing matters.
On Essentials and Pro, you work directly with the title company throughout the closing process. The title company is a neutral party responsible for coordinating the transaction — they'll guide you through the documents you need to sign and handle disbursement. If questions arise that go beyond the title company's scope, email [support@fortifylistings.com](mailto:support@fortifylistings.com) or call **(407) 777-4-MLS** (M–F, 9 am – 5 pm ET).
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## Cancellation
You can cancel your Fortify listing at any time before you accept an offer. The only charge is a **\$149 processing fee** — that's it. No flat fee, no additional costs.
Once you've accepted an offer and are **under contract**, cancellation is no longer a Fortify matter — it's governed by the terms of your purchase and sale agreement with the buyer. Depending on the contract, walking away from an accepted offer may result in forfeiture of the buyer's earnest money to you, or it may expose you to legal liability if the buyer pursues specific performance. Consult a real estate attorney if you're considering backing out after going under contract.
Cancelling after going under contract is a contract law matter, not a Fortify matter. The buyer's rights are governed by your purchase and sale agreement — not by Fortify's terms. Seek legal counsel before taking that step.
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## Frequently asked questions
Your Fortify flat fee is due at the moment of closing — specifically, it's disbursed by the title company from your sale proceeds as part of the closing transaction. It appears as a line item on your closing disclosure. You pay nothing before closing, and if your home doesn't close for any reason, no flat fee is owed.
If you cancel your listing before accepting an offer, the only charge is Fortify's \$149 processing fee. However, once you've accepted an offer and signed a purchase and sale agreement, you are in a binding contract with the buyer. Cancelling at that stage is a legal matter governed by your contract — not by Fortify. Possible outcomes include the buyer releasing you from the contract, the buyer claiming the earnest money, or the buyer pursuing legal remedies. If you're considering this, consult a licensed Florida real estate attorney before taking any action.
You owe nothing. Fortify's flat fee is contingent on a successful closing. If your listing expires, if you withdraw before accepting an offer, or if a transaction falls through after going under contract (due to the buyer exercising a contingency, for example), no flat fee is charged. The only cost you would incur in those scenarios is the \$149 cancellation processing fee if you formally cancel your listing — and that fee is waived entirely if the listing simply expires without an accepted offer.